My main accounts are with BankAmerica, who I love, but figured it would be easier to keep track of if this particular account was at a different bank, that way I couldn't screw up and use money from the wrong account. I was in TD talking to one of the managers and mentioned I was going to take cash out of my account to deposit into my boyfriend's account as he needed to pay one of our bills. She said I could just deposit my paycheck. I said I'm afraid it won't clear in time, and she told me they'd clear it. Well, they DIDN'T and we got charged a fee and also stuff bounced. I went in to complain to her but she wasn't there. I closed our accounts and went back to BankAmerica. I had a problem with Sovereign too, so neither of these banks gets my business. I balance my accounts to the penny so it's 100% their fault.
Great service.